Tips When Filing a Car Accident Claim
Below are some important tips to remember when you are filing an auto insurance claim and dealing with insurance companies
- File as soon as possible. There are time limits for personal injury claims, so make sure that you do not miss your deadline. Otherwise, you may lose your right to recover compensation.
- Include all the necessary information. Evidence of the damage, medical records of your injuries, and other details to support your claim.
- Contact an attorney. Car accident claims can involve tremendous paperwork and details. Make sure that you prepare it right the first time with the help of an attorney to minimize the chance of a denied or underpaid claim.
When insurance companies contact you:
- You are not obligated to speak with adjusters or on-site investigators sent by an insurance company. Insurance companies may use your statements against you, which can have a negative effect on your claim.
- Do not accept the first offer or sign anything without consulting an attorney. Insurers may pressure you to settle quickly by offering you a settlement. Be aware that most initial offers from insurers are far less than what you may actually be entitled to receive.
If you have questions or need help with your claim, contact Rouda Feder Tietjen & McGuinn. Our lawyers handle all auto accident claims for you on a contingency fee basis, making sure that insurance companies are treating your claim fairly at no financial risk to you.
Determining Who is Responsible for Your Injuries
Whether it was a negligent driver or a manufacturer who created a faulty vehicle part, the bottom line is, somebody made a mistake that led to your accident. Liability can be a tricky issue especially in complex collisions involving multiple parties and commercial vehicles. Our auto accident team can help you investigate your accident and find the answers you need to move forward with your claim.
Below, we break down a few of the major causes of car accidents:
- Improper car maintenance, bad tires, worn brake pads
- Speeding/driving too fast for weather conditions
- Aggressive driving exhibited in tailgating, passing on the right, and other actions
- Driving while talking on the phone, eating, applying makeup, or texting
- Driving under the influence (DUI) of alcohol or drugs
- Poor road conditions or visibility problems contributing to the collision
It is important to discuss these and other variables with our knowledgeable team of attorneys as soon as possible. Our legal team can review the specific causes of your accident and your potential sources of compensation. You may be able to seek compensation from the at-fault driver's insurer or through your own coverage if the other driver is uninsured. Protecting your future requires taking steps today.
What If I Share Fault for the Accident?
California's comparative fault laws allows car accident victims to still receive monetary compensation, even if they share blame for the accident, if they are found to be less than 50% at fault. Their settlement or awarded amount will be reduced by the attributed amount of fault. For instance, a driver who was awarded $50,000 for their injuries but was found to share 20% of the fault for the crash will receive a $40,000 total recovery.
Liability for car accidents isn't always straightforward. Sometimes the clients we represent are partially to blame for their accident, and sometimes the defendant's insurance company attempts to shift blame in order to reduce the amount of compensation they must pay. In either situation, it's essential to have an experienced attorney on your side to support you claim and fight for maximum compensation. With Rouda Feder Tietjen & McGuinn on your side, you can rest easy knowing our skill trial lawyers are fighting for you!