Blog Posts in January, 2019

Protecting Your Family: Having Enough Insurance When You Need It

Unfortunately, many drivers make the decision to drive with the minimum amount of car insurance even though they have personal assets. This can be a big mistake and is not only a danger to yourself, but also to your family. Before selecting how much insurance to purchase, you should consider your assets like your home, property, savings, and investments. Without the proper amount of insurance, ...

What Is the Minimum Insurance Coverage Required by Law?

Every owner of a vehicle in California must have car insurance. If you don’t, you can be ticketed and fined. But how much coverage does the law require you to carry? The answer is: Not much. California Insurance Code § 11580.1b requires all drivers and owners be insured for the minimum limits of “15/30/5”; that is $15,000 for injury to each person with a maximum of $30,000 for injuries to more ...

California Auto Insurance Policies: Understanding Limits

California roads are some of the busiest and most populated in America. In 2017, the California Department of Motor Vehicles issued about 27 million driver licenses. In the last few years statewide reportage of accidents have been upwards of 500,000 annually. In San Francisco alone, the number of traffic fatalities increased 43% from 2010 to 2016. Why does this matter to you? It does because even ...